RFM Loyalty launches smart-financing marketplace platform Creditum

Dubai: RFM Loyalty has launched Creditum, a smart-financing marketplace platform that is set to transform access to financing for SMEs and MSMEs across the UAE, according to a media release. By connecting businesses to a wide range of partner lenders, Creditum provides fast and seamless access to multiple financing options.

According to the company, businesses can compare loan offers, interest rates, and repayment terms to make informed decisions, through its user-friendly platform. Creditum leverages both in-store and online data, allowing businesses to access funding quickly and efficiently—something that’s currently time-consuming & hard to obtain. The platform is open to all SMEs and MSMEs across the UAE, ensuring broad access to much-needed financing.

For lending partners, Creditum presents a unique opportunity to tap into, says the company, including a high-potential market of SMEs and MSMEs across various business segments, and advanced expert risk scoring and assessment, making lender decisions easier and more secure.

Creditum adheres to fintech and payments industry standards, employing encryption and secure APIs to safeguard information, the company says. Fracxn, as the technology partner, ensures seamless integration between businesses and lenders, supporting secure data handling and a smooth lending process, it added.